Legal Terms of Use & Disclaimers.
By accessing this website and its accompanying pages, and any material contained therein (the “Site”), you signify your agreement with and understanding of these Terms of Use. The Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. OKOA Capital LLC, a Utah limited liability company, and its professionals, employees, and other affiliates (collectively, “OKOA”) reserves the right to change these terms at any time without prior notice. Changes are posted on this page with an updated date; your continued use of the Site after changes are posted constitutes your acceptance of them.
No offer
Under no circumstances should any material on the Site be used or considered as an offer to sell, or a solicitation of any offer to buy, an interest in any security or investment fund, or as an offer or commitment to make any loan. The material does not constitute, and may not be used in connection with, any offer or solicitation in any jurisdiction in which it is not permitted, or to any person to whom it is unlawful to make such an offer or solicitation. Any offer to sell interests in any OKOA managed fund or account will be made only by a separate confidential offering memorandum, which a prospective investor should read in full before making any investment decision. The information on the Site does not purport to be all-inclusive, and you should not construe its contents as legal, tax, accounting, investment, or other advice.
No reliance
OKOA makes no representations or warranties as to the accuracy, reliability, or completeness of any information on the Site. All content is subject to change without notice or liability. The Site may include opinions and statements from OKOA professionals, clients, investors, or others that should not be relied upon as part of any investment or borrowing decision.
Lending
OKOA, directly or through its affiliates, originates and arranges commercial real-estate, asset-based, bridge, and special-situation loans. Nothing on the Site is a commitment to lend or an offer to extend credit. All loans are subject to credit and collateral underwriting, due diligence, documentation, and final approval, and all rates, terms, fees, structures, and availability may change or be withdrawn at any time without notice.
Business-purpose lending only. OKOA's loans are made or arranged for business, commercial, or investment purposes and are not intended for personal, family, or household use. OKOA does not make consumer-purpose loans, and the Site is not an advertisement for consumer credit. Loans are secured by collateral, and borrowers are responsible for reviewing all loan documents carefully.
Lending products and terms vary by transaction and may not be available in every state. Loans are offered and made in accordance with applicable federal and state law. Where a license is required to make or arrange the loans described here, OKOA or its applicable affiliate maintains such a license or operates under an available exemption; specific licensing information, including any NMLS identifiers, is available on request. OKOA does not discriminate in any credit transaction on any basis prohibited by the Equal Credit Opportunity Act or other applicable law. Any loans or transactions described on the Site are shown as representative of the types of financing OKOA provides and are not offers, commitments, or indicative terms for any specific borrower.
Ownership of the Site
OKOA owns and maintains the Site. Announcements, data, and other material on the Site are the property of OKOA and should not be copied for commercial use without approval. Nothing on the Site grants, by implication or otherwise, any license or right to use any photograph, image, trademark, logo, or service mark. The Site is for your personal, non-commercial use; you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products, or services obtained from it.
Indemnification
By accessing the Site, you agree to use it in a lawful manner, and you agree to hold OKOA harmless for any damages, liabilities, or claims that may result from your use of the Site — including those resulting from your reliance on information contained on it, and those of a technical nature.
Applicable law
These terms and conditions are governed by and construed in accordance with the laws of the State of Utah, applicable to agreements made and entirely to be performed within the State of Utah, without resort to its conflict-of-law provisions.
Disclaimers
The information contained on the Site is not investment advice. Any specific investment or transaction described or referenced is not intended to be representative of any or all investments purchased, sold, or recommended for OKOA's advisory clients. Information regarding past performance is not necessarily indicative of future results. There can be no assurance that any fund, account, loan, or other investment will achieve comparable results or implement its strategies or objectives. The statements made on the Site are not, and should not be construed as, guarantees, representations, warranties, or covenants of any kind by any person, and there is a risk of full loss of investment.
Any references to corporate partners, sponsors, or any other person or entity are for discussion purposes only and are not endorsements. The information on the Site is for informational purposes only and is intended to provide an introduction to OKOA and its lending and investment strategies. Any transactions discussed are included as representative of deal types only and are not necessarily reflective of current philosophy or process. All photography, graphics, and other images are for illustrative purposes only and do not necessarily depict actual properties, investments, events, or other assets.
OKOA is registered as an investment adviser with the U.S. Securities and Exchange Commission under the Investment Advisers Act of 1940. Registration with the SEC does not imply a certain level of skill or training.
Contact us
Your use of the Site is important to us. Please contact us at info@okoacapital.com with any questions related to these Legal Terms of Use or Disclaimers.
Last updated — June 2026 (draft, pending counsel review). These Legal Terms of Use and Disclaimers may change from time to time.